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People of all ages have mobile phones and use them whenever it is possible.

If earlier, all online services were more popular among the young generation, now, it becomes a general tendency. You should not worry that you forget your wallet at home or do not have small money to give somebody change. Besides, this digital technology can certainly deprive you of constant problems that appear when you have to carry cash with you. This way, it is easy to split a bill with your friends or family members. P2P payment, short for peer-to-peer or person-to-person payment, means a transaction that enables society to transfer their money to people in online mode with the help of personal bank and credit unions accounts or mobile apps. However, how does it work and how secure is this transaction? What Is P2P Payment? But what should you do if you have a common restaurant bill with your friend or do not wish to write a check to pay your power bill? Undoubtedly, P2P payment is an indispensable thing in such cases. It is convenient when you need to pay a bill in shops or supermarkets. 22% of Americans claim that they do not carry cash at all and pay for everything by credit or debit card. The tendency of making any payment online instead of using cash is growing. The whole world lives in the era of modern technologies and the constant process of digitalization, and most people already cannot imagine their life without the Internet and social networks used for communication with friends and family.

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